Every MidPay merchant gets a Tipping module with one click. Their workers get a personal tipping page + QR code. Tips flow through the MidPay account they already have — no second app, no second onboarding, no second processor.
A MidPay merchant flips a switch in their dashboard. Their staff get magic-link invites. Each worker downloads their QR. Customers tap, scan, tip. Money lands in the worker's bank within 2 business days.